IRS §213(d) scope, your choice
Cover medical & Rx, dental, vision, mental health & substance-use, and other qualified expenses — you set which categories are eligible.
Health Reimbursement · HRA
An HRA that's easy to offer.
Set an allowance and give employees a simple way to claim eligible health costs. Sweet Bennies reads their documents, checks your policy, and hides health details before review.
How it works
From your allowance to their reimbursement.
Set your cap & scope
Define the annual HRA cap per employee and which §213(d) expense categories are eligible.
Employees submit a claim
A receipt or EOB is photographed; we automatically read the amount, date, and category.
PHI redacted automatically
Before a reviewer sees anything, protected health information is covered — only what's needed to approve stays visible.
Reimburse tax-free
Approve, then export to payroll in the tax-free column, with a full audit trail.
Offer the benefit. Automate the routine work.
The routine work runs automatically
AI reads EOB line items
Explanation of Benefits documents are read automatically — amount, date, and category filled in from a photo.
Automated Claim Processing
Claims are automatically processed against plan policies to ensure claims are not duplicates, the member is indeed covered under the plan, common issues are identified to validate authenticity, and that the expense is a covered benefit.
Automatic PHI redaction
Patient names and other sensitive information is eliminated from claims automatically — reviewers see what they need to approve, not what they shouldn't.
You keep control of the benefit
Insurance-offset coordination
Choose whether to reimburse the out-of-pocket remainder after insurance, or the eligible amount up to your cap.
Full audit trail
Every claim decision is timestamped — amount, revisions, approvals — without ever exposing the underlying health detail.
Employee experience
Employees submit a photo. The details fill themselves in.
Employees submit a claim
A receipt or EOB is photographed; we automatically read the amount, date, and category.
Balances and questions
Employees get real-time balances and claim status, and can chat about their benefits.
For employees
Submit a photo of a receipt or EOB. Balances and claim status are visible in real time.
Explore the employee experienceCompliance
What is handled, and what you still confirm.
Reimburse tax-free
Approve, then export to payroll in the tax-free column, with a full audit trail.
FAQ
Questions people ask.
What can a reviewer see on a claim?
Patient names and other sensitive information is eliminated from claims automatically — reviewers see what they need to approve, not what they shouldn't.
Which expenses can be eligible?
Cover medical & Rx, dental, vision, mental health & substance-use, and other qualified expenses — you set which categories are eligible.
Can the reimbursement depend on what insurance already paid?
Choose whether to reimburse the out-of-pocket remainder after insurance, or the eligible amount up to your cap.
What is kept when a claim is decided?
Every claim decision is timestamped — amount, revisions, approvals — without ever exposing the underlying health detail.
Related programs
Other programs in the same account.
Give people their health costs back — without exposing what they don't need to see.
Run HRA alongside Medical Plan, Wellness, COBRA, and incentives, all in one platform.