COBRA Administration

From the notice to the premium.

When a qualifying event is recorded, the election notice is generated. Participants elect coverage and pay premiums here.

Example. A qualifying event is recorded, the election notice is generated, the participant elects coverage, and the premium is billed and collected. 2% administration fee.

What you can manage.

For the employer

  1. Automatic notice generation

    Election notices generate correctly the moment a qualifying event is recorded — no manual drafting, no missed deadline.

  2. Qualifying events tracked

    Terminations, reduced hours, and dependent life events route into COBRA automatically from the rest of the platform.

  3. Payment tracking

    See who's paid, who's late, and who's at risk of losing coverage for non-payment, in one view.

  4. Connected to the rest of the platform

    COBRA eligibility and events are already visible from Medical Plan and HRA — no separate system to keep in sync. Automate compliance by allowing individuals active on COBRA to re-enroll when new insurance plans start.

How it works

How COBRA works.

  1. A qualifying event happens

    Termination, reduced hours, or a dependent losing eligibility — recorded once, in one place.

  2. The notice generates automatically

    The correct election notice is produced and sent — no manual drafting.

  3. The participant elects & pays

    They choose coverage and pay their premium through the platform, with reminders if they're due.

  4. You stay covered

    Payment status, coverage windows, and admin fees are tracked automatically, audit-trailed.

Participant experience

What participants do

The participant elects & pays

They choose coverage and pay their premium through the platform, with reminders if they're due.

For participants

Elect coverage and pay the premium through the platform, with reminders.

Explore the employee experience
Compliance

What is handled, and what you still confirm.

Administration fee, disclosed

The standard 2% administration fee (permitted under federal rules) is passed through to the participant - so all of this comes at no extra cost.

FAQ

Questions people ask.

What happens when a qualifying event is recorded?

Election notices generate correctly the moment a qualifying event is recorded — no manual drafting, no missed deadline.

What does the participant do?

Participants elect coverage and pay premiums through the platform, with autopay and reminders built in.

What fee is described?

The standard 2% administration fee (permitted under federal rules) is passed through to the participant - so all of this comes at no extra cost.

What do you still confirm yourself?

Sweet Bennies is benefits-administration software, not a legal advisor. Confirm COBRA notice content and timing with your own benefits counsel.

COBRA & Payments Collection on Auto-pilot

Make sure COBRA doesn’t cost you anything - in headaches or failed collections.