Qualifying event recorded
Election notice generated
Participant elects coverage
Premium billed and collected
2% administration fee

COBRA Administration
When a qualifying event is recorded, the election notice is generated. Participants elect coverage and pay premiums here.
Election notices generate correctly the moment a qualifying event is recorded — no manual drafting, no missed deadline.
Terminations, reduced hours, and dependent life events route into COBRA automatically from the rest of the platform.
See who's paid, who's late, and who's at risk of losing coverage for non-payment, in one view.
COBRA eligibility and events are already visible from Medical Plan and HRA — no separate system to keep in sync. Automate compliance by allowing individuals active on COBRA to re-enroll when new insurance plans start.
Termination, reduced hours, or a dependent losing eligibility — recorded once, in one place.
The correct election notice is produced and sent — no manual drafting.
They choose coverage and pay their premium through the platform, with reminders if they're due.
Payment status, coverage windows, and admin fees are tracked automatically, audit-trailed.
They choose coverage and pay their premium through the platform, with reminders if they're due.
For participants
The standard 2% administration fee (permitted under federal rules) is passed through to the participant - so all of this comes at no extra cost.
Sweet Bennies is benefits-administration software, not a legal advisor. Confirm COBRA notice content and timing with your own benefits counsel.
Election notices generate correctly the moment a qualifying event is recorded — no manual drafting, no missed deadline.
Participants elect coverage and pay premiums through the platform, with autopay and reminders built in.
The standard 2% administration fee (permitted under federal rules) is passed through to the participant - so all of this comes at no extra cost.
Sweet Bennies is benefits-administration software, not a legal advisor. Confirm COBRA notice content and timing with your own benefits counsel.
Make sure COBRA doesn’t cost you anything - in headaches or failed collections.