Plan documents & COBRA, generated automatically
The moment your design is set, the required plan documents and COBRA notices are generated correctly — no separate drafting step.
For employers
Run benefits without a benefits team.
Describe the plan you want, even the complicated parts. Sweet Bennies sets it up in about 30 minutes, and you manage it the same way after.
We're 40 people in Colorado and Texas. Full-time gets $600 a month toward health, part-time $300.
Got it: two classes across two states. The budget impact and market benchmark are updating as we go.
30 full-time10 part-timeColoradoTexas
Setup
A proper setup takes about 30 minutes.
No implementation project and no forms. Answer a few questions in plain language and review what Sweet Bennies builds.
Tell us about your team
Headcount, locations, and who's full-time or part-time. Invite your broker if you'd like help setting it up.
Describe the benefits
Say what you want, including contribution rules by location, class, or union. Sweet Bennies configures it, however complex the scenario.
Review, then invite your team
Check the budget impact and the benchmark, then send enrollment invites with text and email reminders.
Budget
See the cost before you commit.
A running projection of monthly and annual cost updates with every change you make.
As you set allowances, see how the plan's generosity compares to the market — before you finalize the design.
Budget overviewExample
Monthly budget
$25,000/mo
Benchmark
vs market
Compliance paperwork
Paperwork that writes itself.
The documents and notices your plans need are generated as you go, with no separate drafting step.
Automatic notice generation
Election notices generate correctly the moment a qualifying event is recorded — no manual drafting, no missed deadline.
ACA tax forms, handled
At year-end, Sweet Bennies generates 1095-B/1095-C forms and the 1094 transmittal, distributes them to employees, collects e-signatures, and exports PDFs or a vendor-ready file for IRS AIR e-filing.
After setup
Manage it by asking.
Change an amount, add a program, check who has enrolled, or send a reminder. The same conversation keeps running your plan.
Change plans and amounts
Raise part-time to $350 a month from January.
Drafted: part-time ICHRA goes from $300 to $350/mo on January 1. Budget +$500/mo. Apply?
Add or turn off programs
Add a $100 wellness stipend for everyone.
Wellness (LSA) is added at $100/mo for 40 people, with fitness, mental health and family categories on.
Ask about budget and enrollment
Who hasn't enrolled yet?
3 people haven't finished enrolling. Want me to remind them?
Send reminders and notices
Yes, remind them by text and email.
Reminders sent to 3 people. I'll let you know when they finish.
What you can set up
Every program your team needs, in one place.
Medical plan
ICHRA budget classes by location, class, and age, or standard employer-sponsored group plan admin.
ExampleGive full-time staff $600 a month toward their own health plan, and $300 for part-time.
Health reimbursement (HRA)
Tax-free health reimbursement, with automatic redaction on every claim.
ExampleCover up to $1,000 a year in mental health and prescriptions, tax-free.
Wellness (LSA)
Lifestyle spending accounts with automated policy checks on every claim.
ExampleAdd a $100 a month wellness stipend for fitness, therapy and childcare.
COBRA
Notices and premiums, automated.
ExampleSet up COBRA so I never write a notice again.
Expense management
Travel and business expenses with per-category caps. Upload a receipt and it fills itself in.
ExampleCap meals at $75 a person and require attendee counts.
Incentives
Sales splits and personnel bonuses, with approvals and employee confirmation audits, payroll-ready.
ExamplePay a $250 referral bonus when a new hire hits 90 days.
Simple, size-based pricing
From $50/mo platform fee + $5 per employee
You pay only for the programs you turn on, and rates step down as you grow. Free to set up and test.
Let's build your plan together.
Bring a real scenario, and we'll show you the budget and the benchmark, live.