LSA · HRA · ICHRA · Sales · Personnel

Snap a receipt.
Skip the card.

One platform for every reimbursement your team runs — lifestyle, health, health-insurance premiums, and sales & personnel incentives. No prepaid cards, no approved-vendor list.

No card to connect No vendors to approve Runs on your Google Drive
0
programs in one platform
0
day free trial, both plans
0
card & interchange fees
0
claims fee, self-administered
The difference

Everyone else adds a step. We took three away.

Card-connected platforms make you issue cards, connect bank accounts, and police a merchant list. Sweet Bennies skips all of it — the receipt is the source of truth.

Not needed
Prepaid or connected cards

No card program to launch, no employee bank links, no failed-transaction tickets.

Employees just upload or photograph a receipt.
Not needed
Approved-vendor lists

No merchant classification to babysit, no "why wasn't this eligible?" back-and-forth.

You set the rules; AI checks each receipt against them.
Not needed
Five point solutions

No separate tools for wellness, health, premiums, and incentives stitched together.

One platform runs all five, with one approval flow.
Five programs, one platform

The only benefits tool that does health and incentives.

Most LSA vendors stop at lifestyle perks. Sweet Bennies runs health reimbursement, ICHRA premiums, and sales & personnel incentives in the same place — same receipt, same review flow.

Lifestyle · LSA

Lifestyle spending

Wellness, fitness, family care, learning — reimbursed by receipt, capped your way.

  • Tenure-based caps
  • Per-subcategory coverage %
  • Subscription reminders
Health · HRA

Health reimbursement

Reimburse medical costs with EOB reading and insurance-offset built in.

  • AI reads EOB line items
  • Insurance-offset & itemized
  • HIPAA-conscious handling
Premiums · ICHRA

ICHRA New

Set a healthcare budget; your team picks their own individual plan. Tax-free, predictable, no group plan.

  • Budget classes by type, location & age
  • Leftover on care — reimbursed by receipt
  • Plan docs & compliance drafted for you
Explore ICHRA →
Sales · Commissions

Sales incentives

Track demo, revenue, and implementation commissions — including team splits.

  • Multi-teammate splits
  • Even-split, penny-perfect
  • Attestation & approval
People · Incentives

Personnel incentives New

Run spot bonuses, referrals, milestones, and recognition payouts for the whole team.

  • Any bonus or reward program
  • Approval workflow & splits
  • Payroll-ready export
Explore incentives →
Under the hood

Everything an admin actually needs.

Snap-to-fill receipts

AI reads the amount, date, and category from a photo — on the LSA form and the HRA/ICHRA documents.

Smart caps & coverage

Limits by category, subcategory, and tenure — plus coverage % and a separate rate for subscriptions.

Recurring reminders

Set premiums or subscriptions monthly or quarterly; get a pre-filled reminder each period.

AI pre-check for reviewers

Every claim gets an advisory read: eligibility, amount match, category, date, and duplicates.

Payroll-ready export

Export each run as a clean CSV split by tax treatment — taxable, tax-free, and incentives.

Full audit trail

Every dollar change is timestamped — initial amount, revisions, split changes, caps applied.

Sweet Bennies vs. the field

One of these covers all five. Guess which.

CapabilitySweet BenniesYOUR DRIVE · AI · 5-IN-1JoonComptBonusly
Lifestyle stipends (LSA)rewards only
Health reimbursement (HRA)
ICHRA premium reimbursement
Sales commissions & splits
Personnel incentives & bonusesrecognition
No prepaid / connected cardcard-connectedpoints-based
No approved-vendor listmerchant classifiedrules-basedn/a
AI receipt & EOB auto-fillauto-classifypartial
Runs on your own Google Drive

Comparison based on publicly available product information as of 2026 and may change. Competitor names are trademarks of their respective owners.

From receipt to reimbursed

Four steps. No card in sight.

STEP 01

Snap or upload

An employee photographs a receipt, EOB, or premium notice. AI fills the amount, date, and category.

STEP 02

Auto-checked

Caps, coverage %, and eligibility apply instantly. The AI pre-check flags anything a reviewer should see.

STEP 03

Approve

You approve in one click — or appoint Sweet Bennies to review and approve on your behalf.

STEP 04

Pay out

Export the run as a payroll-ready CSV, split by tax treatment. Reimbursed, not reloaded.

What we believeWe're the lowest-cost platform in any category — and the only one that runs incentives, health plans, and wellness administration in a single place.
Simple pricing

One platform fee. One low per-user rate.

A flat monthly platform fee, one simple per-user rate, and a small percentage of LSA & HRA claims — no card, no interchange, and all five programs in one bill.

🏔️ 30-day free trial — free to test and set up. Fees start after your trial. No card required.
After your 30-day trial
$150/ month
Platform fee — one flat charge for the whole account.
$15–$20 / user / mo
$15/user when LSA or HRA is on your platform — otherwise $20/user.

Then pick how claims are administered

A small percentage of LSA & HRA claims — the one difference between the two plans.

Self-Administered
You approve
2%of LSA & HRA claims
Charged on the LSA & HRA claims you process, on top of the platform & per-user fees.
  • All five programs — LSA, HRA, ICHRA, sales & personnel incentives
  • Runs on your own Google Drive
  • AI receipt & EOB auto-fill
  • You review and approve claims
  • Payroll-ready CSV export & full audit trail
Start free trial
Fully managed
Sweet Bennies Administered
We approve for you
5%of LSA & HRA claims
We review and approve every LSA & HRA claim on your behalf.
  • Everything in Self-Administered
  • We review and approve every LSA & HRA claim for you
  • Dedicated benefits administration
  • Priority support
  • Compliance-conscious document handling
Start free trial

The $150 platform fee and per-user fee apply to every plan after the trial. The claims percentage applies to LSA & HRA claim volume only — ICHRA, sales incentives, and personnel incentives carry no per-claim fee.

Price-match guarantee

Think another platform can beat us — on LSA, HRA, ICHRA, commissions, or recognition? Send us their price and we'll match it. Any group, any category.

Send us a price to match
Vs. card platforms & point tools

One bill for five programs.

Card platforms (e.g. Joon)

Per-employee pricing, lifestyle only
Typically ~$4–$5 per employee, per month — for lifestyle stipends alone.
Card + interchange model; employees connect a card.
No HRA, ICHRA, or incentives — you'd bolt on separate tools, each with its own per-seat fee.
A 50-person team ≈ $200–$250 / month for that one program.

Sweet Bennies

One platform fee + one per-user rate, five programs
$150/month + $15–$20/user covers all five programs — not a separate per-seat bill per point tool.
No card, no interchange — just a photo of a receipt.
The % applies only to LSA & HRA claims that actually pay out.
Runs on your own Google Drive.

Competitor pricing is illustrative, based on publicly discussed per-employee ranges, and may vary.

Your data, your rails

Documents live on your Google Drive — not ours.

Because there's no card network in the middle, sensitive receipts and health documents stay inside your own Google Workspace. Health data is handled with HIPAA-conscious minimization, and disposal is built in.

Your own Shared Drive

Every receipt, EOB, and premium notice is stored in your Google Workspace, under your control.

HIPAA-conscious health data

Health data is minimized before AI review and purged on a retention schedule you set.

True disposal

Withdraw or delete a claim and its files are removed from Drive — not just hidden.

You approve — or we do

Administer it yourself, or appoint Sweet Bennies to review and approve on your behalf.

◎ No card · no interchange · five programs, one bill

Give people their money back — the easy way.

Start a 30-day free trial and run lifestyle, health, premiums, and incentives from a single receipt, on your own Drive.